Saving Users Time,
Delighting Customers.

Built to support great businesses support and reward their workforce.
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Save Time & Money

Automate tasks and communications: keep employees informed and tick off part of regulatory duties, whilst saving time and effort.

Feature-Rich Platform

Auto-enrolment compliant, salary sacrifice, payroll integration and much more. All the features needed to support business and their workforce.

No Set-Up Fees

Built for employers of all sizes, set up a scheme in minutes and begin looking after your business and your workforce.

Contributions by qualifying earnings

Qualifying earnings are a band of earnings more than £6,240 and less than £50,270 (2021/22 tax year).Qualifying earnings include salary, wages, overtime, bonuses, commissions, statutory maternity pay, ordinary or additional statutory paternity pay, statutory adoption pay or parental bereavement pay.

Contributions by Certification

This is an alternative to using qualifying earnings whereby all contributions are calculated from the first pound of earnings. You can choose any of the below options.

Choose Your Pay Reference Period

Your pay reference period can be from as little as one week to over a two-month period

Why Would I Do This?

It gives some employers the opportunity to smooth administration and align with business processes. Some employers may have workers who have one-off spikes in earnings, such as seasonal workers, other employers may wish to avoid calculating contributions on part month earnings

Do I Need To Let Workers Know They Are Being Postponed?

Yes. You will need to issue a postponement letter within 6 weeks. We can issue regulatory letters on your behalf ensuring you do not breach legislation

How Do I Do This?

Similar to Auto Enrolment, you will need to select a date to re-enrol, and then re-assess your employees.

Do I Need To Let Workers Know They Are Being Postponed?

Yes. We can arrange this for you, communicate to your workers and provide reporting to The Regulator. We will contact you in advance of your re-enrolment window and guide you with suitable dates to help you choose.

Salary Sacrifice

Salary sacrifice is an agreement between you as the employer, and your employees. ​Your employees agree to exchange part of their salary or bonus for a pension contribution​You can either choose to implement at contract level, or on an individual basis.

Benefits For Employers

As an employer, you pay Employers National Insurance as a percentage of your employees salary. By employees exchanging part of a salary of bonus, employers pay less Employers National Insurance.

Benefits For Your Employees

When your employees exchange part of their salary or bonus for a pension contribution, they will benefit from savings in Tax and National Insurance also.​ Employees can choose to use these savings in two ways:

​(i) To increase their pension contributions and keep their take home pay the same, or ​
(ii) Increase their take home pay and keep pension contributions the same.
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Pension Suitability Assessment

Is Your Pension Suitable?

Retirement has changed... Pensions haven't.
See how your current pension compares and if you could benefit from saving for retirement with eurikah.
1 100
1 100
£20,000 £1,000,000
£0 £1,000,000
1% 100%
1% 100%
Current age should be smaller than retirement age
eurikah average
Pension pot
£100k income
UK Average
Pension pot
£7.6k income
PLSA Minimum
retirement living
standard
£14,400
PLSA Comfortable
retirement living
standard
£43,100
This illustration uses the average performance of the eurikah pension versus a range of our peers and a common benchmark often used for default funds (IA Mixed Investments 40-85% Shares). The eurikah performance includes annual fees of 1.85%, the peer group and benchmark forecast includes fees of 0.5%. Performance is calculated using the average Compound Annual Growth Rate over the past 10 years (2014-2024) and is not inflation adjusted. The peer group performance is for illustrative purposes only and may not reflect the exact returns of your pension scheme, which may vary due to your scheme specifics i.e., the fund(s) available and the fees charged. The PLSA's Retirement Living Standards assume the annual income threshold is a 4% drawdown target. Past performance is not a guarantee of future returns

The biggest risk is doing nothing.

£
190
k

Pension's Aren't Performing

The average DC pension provides less than half of the required income to support the PLSA's MINIMUM retirement living standards
£
360
k

Is Your Pension Helping Or Hindering?

The PLSA Minimum retirement living standards requires an annual income of over £14,000.
Or an overall pension of at least £360,000.
70
%

Businesses affected by pension inadequacy

Pension poverty is affecting >80% of UK workers (ONS). Businesses are impacted with high turnover, increased costs and low productivity
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Support

Frequently Asked Questions

Everything you need to know about the eurikah workplace pension.
Are you auto-enrolment compliant?
Yes. You can select your contribution basis (by qualifying earnings of by certification), set up a pay reference period, even set a postponement period if required.

Our team of pension experts are on hand to help you get set up and running quickly, automate cyclical re-enrolment and manage any opt-outs.
Can i open a GIA, ISA or SIPP and invest in the eurikah portfolios?
Yes. If you're an individual investor interested in taking advantage of eurikah portfolios, please get in touch here.
What are the fees involved?
Each scheme is priced individually, depending on a range of requirements. If you'd like to discuss your specific needs please don't hesitate to get in touch here.
Is the eurikah pension safe?
In short, yes! We're set up, administered and regulated like any other pension scheme in the UK.

The eurikah pension scheme is administered by Astute Finanical Management (UK)Ltd, who are authorised and regulated by the Financial Conduct Authority.

Our scheme is also protected by the Financial Services Compensation Scheme.

Clients monies are held in segregated accounts via Tier 1 UK banks and client assets are also held in trust.

This is designed to ensure that should anything unforeseen happen, your cash, assets and financial future are never at risk.
Can we offer the eurikah pension alongside our existing scheme?
Absolutely. Setting up a scheme to run alongside your existing provider is quick and easy, we'll even come onsite or attend team meetings online to raise awareness of the eurikah pension and its potential benefits, to your employees.

It's then up to your employees if they want to opt-out of your current scheme and into eurikah. We can then integrate into your systems to make running the scheme simple, easy and fast.

Get in touch today and we can support you getting started!
Do you support additional tax-efficient savings, like Workplace ISAs?
Yes! We can offer a range of tax efficient investment wrappers that can be harnessed to further support employee financial prosperity, if you'd like to know more about setting up a Workplace ISA or any other supporting schemes, please get in touch here.
Is eurikah available as a 401(k) or to other non-UK based companies?
Yes, the eurikah pension scheme can be adminsitiered globally. If you would like to offer the eurikah pension to employees outside of the UK, please get in touch here.
Do you offer salary sacrifice?
Yes! we offer both contributions using salary sacrifice or contributions via net pay
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Making Retirement A Reality. It's about time

Time is a pension's greatest asset. Get started today and begin reaping the rewards
of a workforce that feels valued, who have their financial futures in good hands
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