The workplace pension making
retirement a reality

The average UK employee cannot afford to retire1  

Switch to eurikah: a pension that supports employee wellbeing, is simple and easy to manage and helps your people take your business to the next level.

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Retirement has changed...

The State Retirement Act was introduced in 1908. Since then, 3 major factors have been putting pressure on our pension pots.

Time spent in retirement is longer. Whilst retirement (and a pension) used to be an anomaly, it's now an expectation. The average retiree will rely on their pension income for around 25 years.

Inflation increases costs. £1's worth of goods, now costs £95. Almost 10,000% increase in our cost of living

Life expectancy is higher. Retirees needed to be 70 (and of good character!) to be eligible for a pension. The equivalent criteria today would be 117 years old.

...Pensions haven't kept up

Cost of living in retirement went up last year, by an average of 21%2. The Retirement Living Standards show how pensions are falling behind:

A Comfortable retirement requires a seven-figure pot2. Retirees aiming to have enough to afford "a streaming service... a foreign holiday..." require a pension that provides £43,100 a year or a total pot of over £1 million. The average pension is less than 20% of the Comfortable living standards. 

The minimum pension should be worth at least £360k2. To afford the Minimum living standards in retirement, retirees require an annual income of £14,400. The average pension provides around half of the income required to meet the Minimum living standards

The average UK pension pot is £190k1. Using a 4% drawdown, the average pension provides £7,600 a year


Today's pensions...

Across DB, DC and personal pensions, the average retiree can safely withdraw around £7.5k annually as income2


Are falling short

The average UK pension fails to meet even the Minimum retirement living standards of over £14k a year3


If we don't act now, pension inadequacy will hurt everybody

We're heading towards a future where the majority of people will not be able to afford retirement. Businesses that act now can take advantage of a win-win alternative that creates powerful advantages for employers and employees.

Employee benefits. Peace of mind from knowing your financial future is in safe hands. Motivation knowing your employer has benefits that work for you, proving your and your work's value.

Employer benefits. Recruit and retain top talent, avoid unnecessary training, hiring and payroll costs through lower staff turnover. Harness our Employee benefits for a rounded scheme that support FInancial, Mental and Physical wellbeing.

Make retirement a reality. If we don't act, millions are facing pension inadequacy. A future of mass financial hardship hurts everyone. We cannot afford to continue accepting the status quo.

We need a workplace pension that works

Make retirement a reality

Save time and money

Support when you need it

The average UK pension is failing to provide retirees with the Minimum living standard requirements1. Your employees need a pension that puts performance first.

(Coming Soon!) Is your pension on track? >

Our modern, digital-first pension, combined with our dedicated team of pension experts is built to save time, money and effort; administrative tasks are automated and key information is available via our pension platform.

Administration and regulatory tasks, general queries, access to Financial Advisers, corporate workshops and financial education. We continue supporting members to ensure everyone gets the most from our services.

Regulated for over 35 years by the Financial Conduct Authority, with a pension that qualifies for Financial Services Compensation Scheme. Your clients are in assured hands.

Authorised and Trusted

A workplace pension that works

The eurikah pension is uniquely designed to solve the systemic problem of pension inadequacy, supporting millions making retirement a reality.

It supports great businesses retain and attract top talent. Creating a unique opportunity for employers and employees; a better today and a brighter tomorrow. It's about time.

This example shows the statistical ‘average’ UK worker2 making the minimum contributions (5% employer, 3% employee), With a 1.5% AMC, comparing average performance of the eurikah 10+ year, eurikah 5-10 year and eurikah 0-5 year funds versus the current UK average pension pots (ONS 2022), from age 22 to the forecast state retirement age of 68. Income forecasts are based on a 4% drawdown rate.

Past performance is not a guarantee of future returns.

"The best time to start was yesterday,
the next best time is today"

A workplace pension that works, for everybody, now and in the future. Let's get started!

eurikah. It’s about time.

Use the eurikah workplace pension and make retirement a reality. We’re here to help keep things simple, easy and efficient, every step of the way.



We’re delivering on our mission of making retirement a reality, for everybody


Assets Managed

Real wealth generation for real people; to make dream retirements, financially feasible


Authorised & Regulated

The eurikah workplace pension continues to build on a history of serving clients best-in-class solutions

Frequently asked questions

If you have any questions we haven't managed to answer, check out some of our FAQs below, or contact us directly we're here to help.

Is the eurikah pension safe?

In short, yes!

The pension scheme is protected by the Financial Services Compensation Scheme. Clients monies are held in segregated accounts via Tier 1 UK banks and client assets are also held in trust.

This is designed to ensure that, should anything unforeseen happen to eurikah or any of our partners, your cash, assets and financial future are not at risk.

Can i offer eurikah alongside an existing workplace scheme?

Absolutely. Setting up a scheme to run alongside your existing provider is quick and easy, we'll even come onsite or attend team meetings online to raise awareness of the eurikah pension and its potential benefits, to your employees.

It's then up to your employees if they want to opt-out of your current scheme and into eurikah. We can then integrate into your systems to make running the scheme simple, easy and fast.

Get in touch today and we can support you getting started!

Can i use salary sacrifice?

Yes! we offer both contributions using salary sacrifice or contributions via net pay

Do you support additional tax efficient employee savings?

Yes! We can offer a range of tax efficient investment wrappers that can be harnessed to further support employee financial prosperity, if you'd like to know more about setting up a Workplace ISA or any other supporting schemes, please get in touch here.

Can i invest in eurikah portfolios  via a GIA, ISA or SIPP?

Yes. If you're an individual investor interested in taking advantage of eurikah portfolios, please get in touch here.

What are the fees involved?

Each scheme is priced individually, depending on a range of requirements. If you'd like to discuss your specific needs please don't hesitate to get in touch here.

Is the eurikah pension available to non-UK residents?

Yes, the eurikah pension scheme can be adminsitiered globally. If you would like to offer the eurikah pension to employees outside of the UK, please get in touch here.

What differentiates the eurikah pension?

Our mission is unique, we want to offer a workplace pension that works; for businesses and employees.

We’re concerned by the state of pensions across the UK and beyond that, without change, will force millions into pension inadequacy.

We believe we’re uniquely placed to make retirement a reality for everyone and in doing so support great businesses create compelling competitive advantages to attract, retain and reward the best talent.

Using centuries of data as our evidence, we created a unique portfolio allocation model, that uses Nobel prize winning methodologies to help optimize optimal performance and probability over a chosen time period.

It you'd like to learn more about our portfolios, please get in touch here.